We do all of the heavy lifting. You do less paperwork
Expert Lending
We do all of the heavy lifting. You do less paperwork
Buying your first home? yeah, it’s a big deal – and it can feel overwhelming. You’re not alone. We’ve helped heaps of first home buyers, and we know how to make it way less stressful.
We make mortgages simple. Expert advice, sharp rates, and solutions tailored to you, not the bank!
You’ll get personal, one-on-one service. And direct access whenever you need support, questions answered, or just a bit of clarity
You pay nothing. Banks pay our commission. You receive expert mortgage advice and better service than anywhere else at no cost
With years of experience and close lender relationships, we navigate complex scenarios others can't handle
Every situation is unique. We customise loan solutions to match your income, goals, and financial circumstances
Use our free mortgage calculator to get an instant estimate of your borrowing power and monthly repayments based on current rates.
Fast, professional mortgage advice with access to New Zealand's leading lenders and competitive rates.
From our first chat to having the keys in your hand, we've got your back. We cut through the jargon, lay out your options, and guide you through every step with confidence.
Client Testimonials
Real experiences from our valued customers across New Zealand.
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Our service is completely free to you. We’re paid a commission by the lenders when your loan settles, so you receive expert mortgage advice and application support at no cost. There are no hidden fees or charges.
We act as your advocate, comparing loans from multiple lenders to find the best fit for your situation. We handle the paperwork, liaise with banks, guide you through the application process, and provide ongoing support from pre-approval through to settlement.
Most banks require a 20% deposit, but options exist for as little as 5-10% depending on your circumstances. First home buyers may qualify for low-deposit loans, and we can explore KiwiSaver withdrawals and grants to boost your deposit.
Pre-approval typically takes a week once we submit your complete application. We’ll keep you updated throughout the process and work to expedite where possible.
A decline from one lender doesn’t mean you can’t get a mortgage. Different banks have different criteria, and we know which lenders suit various situations. We’ll assess your circumstances and approach the most suitable alternative lenders.
Yes, we work with all major banks including ANZ, ASB, BNZ, Kiwibank, Westpac, plus specialist lenders. This gives you access to a wide range of loan products and interest rates that you wouldn’t find going direct to one bank.