Calculators and Tools
The calculators and tools contained within this website are intended as a guide only and are not to be considered as an offer of finance. It does not take into account your entire personal financial circumstances or goals. Calculated figures are based on the accuracy of the information entered and, in many cases, assumptions are applied to give a general result. The results should be discussed in person with a qualified financial adviser.
General Terms
By accessing and using this website you agree to the terms and conditions set out in the section headed “Website Terms and Conditions”. If you do not agree to these terms, you are not authorised to access and use this website and you must stop doing so immediately.
You indemnify us against all loss that we suffer or incur as a direct or indirect result of your failure to comply with these terms.
You must only use this website and its tools for your own purposes or for the purposes on another person or entity where you have permission to do so.
To the maximum extent permitted by law you access and use this website at your own risk and we are not liable or responsible to you or any other person for any loss in connection with the use of this website, or your access and use of (or inability to access or use) this website. This applies regardless of whether our liability or responsibility arises in contract, tort (including negligence), equity, breach of statutory duty, or otherwise.
The information on this website is preliminary and general information only. It is subject to change at any time. You must not rely on it as being complete, accurate, or up to date. You should obtain independent professional legal and/or financial advice before you rely on any of the information.
We are not responsible for the information on any other site accessed via this website; that information is the responsibility of the owner of that site. We no control over it. Links to other sites are provided for convenience only and do not represent any endorsement by us of the services offered by the other site owner.
When providing your personal information over the Internet, you should remember that the Internet is not a secure environment. Any personal information collected by us may be used by us and by any related party to provide information to you about the full range of services on offer, as well as to assist us to create a statistical picture of our customers. We will take steps to ensure your personal information is held securely, and you may request access to, and correction of, all such information by contacting us at any time.
If we need to contact you, we may do so by using any means and by using any contact details given by you. You agree that this satisfies all legal requirements in relation to written communications and any other mode of communication.
Please contact us for prior permission if you wish to create a hypertext link to any page on this website. If you create a link to this website, you remain fully responsible for any consequences of that link, whether direct or indirect and you will protect us against all loss, damage, liability, costs or expense arising from or in connection with the link.
All information, tools and content created for this website are proprietary and the copyright is owned by us. You may electronically reproduce and store the website’s contents solely for the purposes of viewing the website or saving its content. However, if you want to display or distribute the content or any of the pages of the website in public or in such a way that they will be accessible to the public (including reproduction in any form on the Internet), you must first obtain our permission.